Insuring an Audi

In the world of luxury automakers, Audi stands apart from the crowd by manufacturing a wide range of vehicles that are suitable for just about any budget. While the automaker offers a considerable number of exorbitantly expensive sports cars, it also offers more reasonably priced options as well. As a result, analyzing the cost of owning one of thier vehicles isn't easy. The differences in owning an economical A3 and an amazing R8 are vast indeed. However, the things that all models have in common are quality and performance.

Model Statistics

A4

What type of Coverage do A4 Owners Choose?

$1,957

Average Annual Cost to Insure

A6

What type of Coverage do A6 Owners Choose?

$1,113

Average Annual Cost to Insure

A3

What type of Coverage do A3 Owners Choose?

$1,075

Average Annual Cost to Insure

TT

What type of Coverage do Tt Owners Choose?

N/A

Average Annual Cost to Insure

S4

What type of Coverage do S4 Owners Choose?

$1,200

Average Annual Cost to Insure

A8

What type of Coverage do A8 Owners Choose?

$2,067

Average Annual Cost to Insure

A5

What type of Coverage do A5 Owners Choose?

$600

Average Annual Cost to Insure

Q5

What type of Coverage do Q5 Owners Choose?

$600

Average Annual Cost to Insure

R8

What type of Coverage do R8 Owners Choose?

N/A

Average Annual Cost to Insure

Q7

What type of Coverage do Q7 Owners Choose?

N/A

Average Annual Cost to Insure

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Brief History

Audi was founded in July 1909 by August Horch, who had already given his name to a previous auto-making venture. As a result, Horch opted to use the Latin form of his name, Audi, for the new company. The official name of the company was Audi Automobile Works, and luxury vehicles were its primary focus from the beginning. Through the years, the brand has produced some incredible offerings that have included amazing innovations. The Quattro, which debuted in 1980, wowed the world with its all-wheel-drive system. The elegant cabin of the 5000, which debuted in 1983, set a new standard as well. Today, the automaker is headquartered in Ingolstadt, Germany, and is almost entirely owned by Volkswagen.

Low Theft Rates Promote Reasonable Insurance Costs

Insurance companies take theft statistics into account when calculating premiums. If you're interested in buying one of these automobiles, you should do some research about how much it will cost to insure one. The average annual price to insure an Audi is $1,842.82, which makes it rank 28th on a list of 36 makes. Fortunately, theft rates for these cars are quite low. According to the National Highway Traffic Safety Administration, the most popular Audi models with thieves was the 1983 5000S. Current models such as the A3 and A4 have very low theft rates, so those models tend to be more affordable to insure.

Great Safety Ratings on Popular Models

Today's most popular Audi cars have generally earned great ratings in government crash tests. The A4, for instance, earned a perfect score of five stars nearly across the board. The Insurance Institute for Highway Safety also performs crash tests and issues safety ratings. Audi models like the A3, A4 and A5 have all earned excellent scores of "good" from the well-regarded organization. It is safe to say, then, that these cars are generally safe to drive. Insurance companies take note of that, which is why many of the models are affordable to insure.

MSRPs Affect Insurance Rates Dramatically

The cost of the Audi that you choose to buy is going to have a profound effect on how much you'll pay for car insurance. The prices can be all over the place. The 2012 A3, for example, has an MSRP of $27,270. The 2012 A8 Quattro, on the other hand, has an MSRP of $78,750. On the especially high end of the scale, the 2012 R8 Spyder Quattro has a starting MSRP of $210,300.

You can get a feel for how much it costs to insure various models by considering the information below:

• R8 SPyrder Quattro 10-Cylinder - $3,384.00
• A8L Quattro 8-Cylinder - $2,153.00
• A3 2.0T 4-Cylinder - $1,403.00

It is clear that the MSRP has a very significant impact on the price associated with insuring these vehicles.