Insuring a Buick

Buick vehicles are generally driven by well-to-do senior citizens, but this venerable automaker has come up with plenty of exciting innovations through the years. These cars are prized for their reliability, high-end features and solid craftsmanship. As an added bonus, these cars and SUVs are quite affordable to insure. In fact, the yearly average cost for insurance is $1,433.23, which ranks it 11th on a list of 36 models. These aren't budget automobiles by any means, but you will be able to offset the slightly higher price of buying one with reasonable monthly premiums.

Model Statistics

LeSabre

What type of Coverage do Lesabre Owners Choose?

$603

Average Annual Cost to Insure

Century

What type of Coverage do Century Owners Choose?

$651

Average Annual Cost to Insure

Regal

What type of Coverage do Regal Owners Choose?

$449

Average Annual Cost to Insure

Park Avenue

What type of Coverage do Park Avenue Owners Choose?

$617

Average Annual Cost to Insure

Rendezvous

What type of Coverage do Rendezvous Owners Choose?

$760

Average Annual Cost to Insure

LaCrosse

What type of Coverage do Lacrosse Owners Choose?

$814

Average Annual Cost to Insure

Lucerne

What type of Coverage do Lucerne Owners Choose?

$951

Average Annual Cost to Insure

Enclave

What type of Coverage do Enclave Owners Choose?

$833

Average Annual Cost to Insure

Skylark

What type of Coverage do Skylark Owners Choose?

$479

Average Annual Cost to Insure

Rainier

What type of Coverage do Rainier Owners Choose?

$1,225

Average Annual Cost to Insure

Allure

What type of Coverage do Allure Owners Choose?

N/A

Average Annual Cost to Insure

Roadmaster

What type of Coverage do Roadmaster Owners Choose?

N/A

Average Annual Cost to Insure

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Brief History

As one of the oldest automobile brands in the United States, Buick is one of those names that just about everyone knows. The company was founded by David Dunbar Buick in 1903. Their first car, the Model B, was produced the following year. From the very beginning, these vehicles featured many key innovations. Advanced engine design was one of the mainstays of the brand's earliest cars. The company was purchased by General Motors in 1908. In terms of innovations, the heyday for Buick took place during the 1920s. four-wheel brakes all debuted during that time. Today, the brand focuses on sedans and crossover SUVs.

Exceptional Safety Ratings Make Buick Vehicles Affordable to Insure

There is no doubt about it: these cars are very safe. Some of today's most popular models have been awarded exceptional safety ratings. For example, the LaCrosse received across-the-board "good" ratings from the Insurance Institute for Highway Safety or IIHS. It also received five-star ratings across the board in government crash tests. The Regal has been awarded mostly "good" ratings by the IIHS, and the Enclave fared well in crash tests as well. These great safety ratings help to keep costs quite low, and they definitely make a difference when it comes to buying auto protection.

Mid-Range Price Tags Offer Affordable Luxury

The stately style of these offerings makes them seem a lot more expensive than they generally are. No one would ever classify these as economy cars, but these automobiles generally have reasonable price tags. Pricing plays a pivotal role in premiums, so it makes sense that these automobiles tend to be affordable to cover. The LaCrosse CX has a starting MSRP of $30,170, and the Enclave CX has a starting MSRP of $36,350. With a starting MSRP of $21,055, the Regal is an especially affordable option.

Theft Rates don't Impact Insurance Costs too Much

It's true that a few different Buick vehicles appear on top-ten theft lists that are published by the National Insurance Crime Bureau or NICB. 1990s models seem to be the most prone to being stolen, and the Century and the LeSabre both appear on top-ten lists in states like Illinois, Indiana and Nebraska. However, these statistics don't seem to have too negative of an effect on the price it takes to protect most of these vehicles. The reasonable price tags and superior safety ratings of most models appear to keep policy pricing reasonably low, as you can see from the average cost to insure the following models:

• LaCrosse CX 4-Cylinder - $1,198.00
• Enclave CS 6-Cylinder - $1,330.00
• Regal 4-Cylinder - $1,357.00