Insuring a Suzuki

Suzuki is best known for its extremely affordable yet well-appointed SUVs, sedans and wagons. Although the brand's reputation was somewhat tarnished by a Consumer Reports expose during the 1980s, it has mostly recovered and is doing quite well for itself. Its eclectic lineup includes well-designed vehicles that have attractively low price tags. Safety ratings are major thorns in the automaker's side, but they are largely mitigated by affordable price tags and affordable insurance premiums. Indeed, when it comes to protecting a Suzuki, you won't have to pay too much. The average yearly cost to insure one is just $1,422.50, and the brand ranks ninth on a list of 36 vehicles. As long as you're willing to overlook the so-so safety ratings, you are sure to be quite happy with one of their vehicles. The affordable price of these vehicles is largely responsible for their low premiums. Learn about additional factors that affect the cost of protecting the cars below.

Model Statistics

FORENZA

What type of Coverage do Forenza Owners Choose?

$797

Average Annual Cost to Insure

GRAND VITARA

What type of Coverage do Grand Vitara Owners Choose?

$667

Average Annual Cost to Insure

XL7

What type of Coverage do Xl7 Owners Choose?

$900

Average Annual Cost to Insure

SX4

What type of Coverage do Sx4 Owners Choose?

$1,200

Average Annual Cost to Insure

AERIO

What type of Coverage do Aerio Owners Choose?

N/A

Average Annual Cost to Insure

VERONA

What type of Coverage do Verona Owners Choose?

$900

Average Annual Cost to Insure

SIDEKICK

What type of Coverage do Sidekick Owners Choose?

N/A

Average Annual Cost to Insure

KIZASHI

What type of Coverage do Kizashi Owners Choose?

$600

Average Annual Cost to Insure

RENO

What type of Coverage do Reno Owners Choose?

N/A

Average Annual Cost to Insure

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A History of Suzuzki

The manufacturer started out as Suzuki Loom Works, which was founded by Michio Suzuki in 1909. For many decades, the company was strictly involved in creating looms and loom parts. By the 1950s, however, the company had dipped its toe into the auto-making world. It also started producing motorcycles around the same time. The brand was responsible for manufacturing one of the first lightweight vehicles, the Suzulight. In the early 1980s, a partnership with GM brought their cars to the U.S., but they had GM badges. The first Suzukis to be sold as such debuted in 1985. The Consumer Reports report about the Samurai and its supposed safety issues cost the automaker dearly, but it has mostly recovered.

Low MSRPs Make for Low Rates

The cars have very low price tags, so it makes sense that they are cheap to protect. The SX4 has a starting MSRP of around $13,500, which is quite reasonable. The Kizashi, which is a popular Suzuki sedan, starts out at around $19,000. If you'd like to own the Grand Vitara, which is a well-equipped SUV, you will only have to pay around $20,000. In addition to spending very little to buy a Suzuki, you will be able to insure it for a reasonable amount too.

Non-Existent Theft Rates Knock Coverage Prices Down Too

Another thing that helps to contribute to the low price to protect their vehicles is the fact that these cars are unlikely to be stolen. The National Insurance Crime Bureau, or NICB, publishes lists of the most commonly stolen vehicles in the United States. A quick perusal of those lists reveals that the cars aren't targeted by thieves. That is good because it helps to keep expenses low.

Decent Safety Scores Keep Expenses on an Even Keel

Suzuki cars do not have stellar safety ratings, but they don't have terrible ones either. The Insurance Institute for Highway Safety, or IIHS, has given the SX4 across-the-board "Good" ratings, which is exceptional. However, the IIHS gave the Kizashi a second-best score of "Acceptable" for roof strength. The IIHS also gave the Grand Vitara scores of "Good" for side impact and roof strength.

The average cost to insure popular Suzuki cars is as follows:

• Grand Vitara 4-Cylinder SUV - $1,374.00
• SX4 4-Cylinder Crossover - $1,406.00
• Kizashi 4-Cylinder Sedan - $1,302.00