Insuring a Volkswagen

In exchange for a slightly higher price, the typical Volkswagen delivers an exceptional driving experience and reliable quality. These vehicles are also nice to own because customers are treated well by this distinguished automaker. Although they are slightly more expensive in general, they aren't exorbitantly overpriced. When looking for a reliable vehicle that is fun to drive, you'd be smart to consider a Volkswagen. One definite perk of owning a VW is that you won't pay an excessively high amount to keep it protected. The average annual cost to insure a Volkswagen is $1,468.27, which ranks the brand 14th on a list of 36 makes. There are cheaper cars in terms of insurance, but the vehicles are still solidly on the cheaper end of the scale. There are many fuel-efficient VW cars available too, so that is yet another bonus. Learn more about how insurance costs are calculated for vehicles by checking out the following information.

Model Statistics

JETTA

What type of Coverage do Jetta Owners Choose?

$788

Average Annual Cost to Insure

PASSAT

What type of Coverage do Passat Owners Choose?

$893

Average Annual Cost to Insure

NEW BEETLE

What type of Coverage do New Beetle Owners Choose?

$1,439

Average Annual Cost to Insure

GOLF

What type of Coverage do Golf Owners Choose?

$550

Average Annual Cost to Insure

GTI

What type of Coverage do Gti Owners Choose?

$2,000

Average Annual Cost to Insure

TIGUAN

What type of Coverage do Tiguan Owners Choose?

N/A

Average Annual Cost to Insure

CC

What type of Coverage do Cc Owners Choose?

$1,000

Average Annual Cost to Insure

TOUAREG

What type of Coverage do Touareg Owners Choose?

$1,200

Average Annual Cost to Insure

CABRIO

What type of Coverage do Cabrio Owners Choose?

$594

Average Annual Cost to Insure

EOS

What type of Coverage do Eos Owners Choose?

$1,500

Average Annual Cost to Insure

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The History of Volkswagen

The auto manufacturer got its start when Ferdinand Porsche was commissioned to design a small, cost-effective vehicle. The end result was a compact car that was quickly dubbed the Volkswagen. This term means "people's car" in German. Shortly thereafter, a factory was built to produce the vehicle. A small town was also built to keep it running. During World War II, the factory was damaged. When the war ended, the company's name was officially changed to what is known today. By the end of the 1940s, the Beetle was well on its way to becoming the top-selling car of all time. The first VW cars showed up in the U.S. in 1949. During the 1980s, the Golf became the first car to be built by robots. Since the dawn of the 21st century, Volkswagen has entered the luxury segment and has enjoyed great success.

Reasonable MSRPs Help to Keep Premiums in Check

As mentioned above, VW cars cost more than many other cars in their class. However, the price is mostly justifiable. The Tiguan SUV, for instance, has a starting MSRP of around $23,000. The popular Golf can be had for as little as $18,000. As for the Jetta, the starting price hovers right around $15,000. When you factor in the reasonable rates, you're sure to find that a VW is well worth it.

Low Theft Rates Prevent Skyrocketing Insurance Prices

Insurers have to assess the likelihood of a specific car being stolen. If it's likely to be stolen, its premium has to be raised. Luckily, Volkswagen cars are not popular with car thieves. The National Insurance Crime Bureau maintains a list of the top 100 most stolen cars. Only one VW, the Jetta, appears, and it is ranked at number 83. Therefore, theft rates don't seriously impact the prices associated with protecting a VW.

Top-Notch Safety Ratings Keep Insurance Costs Under Control

Unsafe cars are usually given higher premiums. After all, they are more likely to incur damage, and their occupants are more likely to be injured. Volkswagen cars are very safe, though, so their premiums tend to be on the lower end of the scale. The Insurance Institute for Highway Safety has given all perfect marks of "Good" to the Golf, Jetta and Tiguan, so it's clear that VW cars are very safe.

The typical annual cost to insure various VW cars is as follows:

• Golf 5-Cylinder Hatchback - $1,272.00
• Jetta 4-Cylinder Sedan - $1,256.00
• Tiguan 4-Cylinder SUV - $1,273.00